Terms of Service

1. Definitions

"Services" means the fashion.business website, research publications, reports, articles, events, resources, and any other products or services we provide.

"Content" means all text, graphics, images, data, reports, articles, research, and other materials available through our Services.

"Membership" means any paid subscription to access premium Content or Services.

"User Data" means any information, data, or content you provide to us through your use of the Services.

2. Service Description

2.1 What We Provide

fashion.business provides independent research, intelligence, tools, and events for the fashion industry. Our Services include:

• (a) Research articles and industry intelligence
• (b) Reports and publications
• (c) Events and networking opportunities
• (d) Resources, tools, and downloadable materials
• (e) Access to our platform ecosystem including id.codes, SureTariff, and related services

2.2 Information Purposes Only

You acknowledge and agree that:

• (a) Our Content is provided for general information and educational purposes only
• (b) Our research and analysis represents our independent views and should not be relied upon as professional advice
• (c) You should seek appropriate professional advice before making business decisions
• (d) We do not guarantee the accuracy, completeness, or timeliness of any Content

3. Use License

3.1 Grant of License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use our Services for your personal or internal business purposes.

3.2 Restrictions

Under this licence, you may not:

• (a) Reproduce, distribute, or publicly display our Content without prior written permission
• (b) Modify, adapt, or create derivative works from our Content
• (c) Use our Content for any commercial purpose without a commercial licence
• (d) Remove any copyright, trademark, or other proprietary notices
• (e) Attempt to decompile, reverse engineer, or disassemble any software or technology
• (f) Share login credentials or provide access to paying services to non-subscribers

4. Membership and Payments

4.1 Subscription Terms

Where you subscribe to a paid Membership, fees are published on our website and are payable in advance. We use secure third-party payment processors (such as Stripe) to handle transactions.

4.2 Renewal and Cancellation

• (a) Memberships automatically renew at the end of each subscription period unless cancelled
• (b) You may cancel your Membership at any time through your account settings or by contacting us
• (c) Cancellation takes effect at the end of the current billing period
• (d) No refunds are provided for partial subscription periods

4.3 Price Changes

We may change our prices at any time. Price changes will be communicated to existing subscribers at least 30 days before taking effect and will apply from the next renewal period.

5. User Conduct

You agree not to:

• (a) Use the Services for any unlawful purpose or in violation of any applicable laws
• (b) Submit false, misleading, or inaccurate information
• (c) Interfere with or disrupt the integrity or performance of the Services
• (d) Attempt to gain unauthorised access to any part of the Services
• (e) Use automated systems, bots, or scripts to access the Services without permission
• (f) Harass, abuse, or harm other users or our staff
• (g) Upload or transmit malicious code, viruses, or harmful content

6. Intellectual Property

6.1 Our Rights

All intellectual property rights in the Services and Content, including trademarks, copyrights, designs, and proprietary methodologies, remain the exclusive property of Fashion Business Collective Ltd or our licensors. Nothing in these Terms transfers any ownership rights to you.

6.2 Your Content

You retain ownership of any content you submit to us. By submitting content, you grant us a non-exclusive, worldwide, royalty-free licence to use, reproduce, and display such content in connection with providing our Services.

7. Data Protection

We process personal data in accordance with our Privacy Policy and applicable data protection laws, including the UK GDPR and Data Protection Act 2018.

By using our Services, you consent to data sharing within our business ecosystem as described in our Privacy Policy, including with other Fashion Business Collective brands such as id.codes and SureTariff.

8. Disclaimer of Warranties

The Services and Content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to:

• (a) Warranties of merchantability, fitness for a particular purpose, and non-infringement
• (b) Warranties that the Services will be uninterrupted, error-free, or secure
• (c) Warranties regarding the accuracy, reliability, or completeness of any Content

9. Limitation of Liability

9.1 Liability Cap

Subject to Section 9.3, our total aggregate liability under or in connection with these Terms, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall not exceed the total fees paid by you in the twelve (12) months immediately preceding the event giving rise to the claim, or £100, whichever is greater.

9.2 Exclusions

Subject to Section 9.3, we shall not be liable for:

• (a) Loss of profits, revenue, or anticipated savings
• (b) Loss of business or contracts
• (c) Loss of data
• (d) Business decisions made based on our Content or research
• (e) Any indirect, special, incidental, or consequential damages

9.3 Unlimited Liability

Nothing in these Terms excludes or limits liability for: (a) death or personal injury caused by negligence; (b) fraud or fraudulent misrepresentation; or (c) any other liability that cannot be excluded by applicable law.

10. Indemnification

You agree to indemnify, defend, and hold harmless Fashion Business Collective Ltd and its officers, directors, employees, and agents from and against any claims, damages, losses, costs, and expenses (including reasonable legal fees) arising from or relating to: (a) your use of the Services; (b) your breach of these Terms; (c) your violation of any third-party rights; or (d) any content you submit to us.

11. Third-Party Links and Services

Our Services may contain links to third-party websites or services. We are not responsible for the content, terms, or practices of any third-party sites. The inclusion of any link does not imply endorsement. Use of any third-party website or service is at your own risk.

12. Termination

12.1 By You

You may stop using our Services at any time. If you have a paid Membership, please refer to Section 4.2 regarding cancellation.

12.2 By Us

We may suspend or terminate your access to the Services at any time, with or without cause, with or without notice. Reasons for termination may include, but are not limited to, breach of these Terms, suspected fraudulent activity, or extended periods of inactivity.

12.3 Effect of Termination

Upon termination: (a) your access to the Services shall cease; (b) you must cease all use of our Content; (c) provisions that by their nature should survive will continue to apply, including intellectual property rights, disclaimers, and limitations of liability.

13. Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including acts of God, war, terrorism, civil unrest, government action, natural disasters, epidemics, failure of third-party services, or cyber attacks.

14. Amendments

We may amend these Terms by posting the revised version on our website. Material changes will be communicated via email or through the Services. Continued use of the Services after the effective date of any amendment constitutes acceptance of the revised Terms.

15. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of England and Wales. The courts of London, England shall have exclusive jurisdiction to settle any disputes arising out of or in connection with these Terms. Nothing in this section shall prevent either party from seeking interim injunctive relief in any court of competent jurisdiction.

16. General Provisions

• (a) Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of the Services.
• (b) Severability: If any provision is held invalid or unenforceable, the remaining provisions shall continue in full force and effect.
• (c) Waiver: No failure or delay in exercising any right shall operate as a waiver thereof.
• (d) Assignment: You may not assign these Terms without our prior written consent. We may assign these Terms to any affiliate or successor.
• (e) Third Party Rights: No person who is not a party to these Terms shall have any right under the Contracts (Rights of Third Parties) Act 1999 to enforce any term of these Terms.

17. Contact Information

If you have any questions about these Terms of Service, please contact us: